Unit6 - Subjective Questions
PEA305 • Practice Questions with Detailed Answers
Differentiate between Simple Interest and Compound Interest with appropriate formulas.
Difference between Simple Interest (SI) and Compound Interest (CI):
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Basis of Calculation:
- Simple Interest: Interest is calculated only on the original principal amount () throughout the loan period.
- Compound Interest: Interest is calculated on the principal amount plus the accumulated interest from previous periods. It is "interest on interest".
-
Growth of Principal:
- SI: The principal remains constant.
- CI: The principal increases periodically as interest is added to it.
-
Magnitude:
- For the first year (or first conversion period), SI and CI are equal. For subsequent years, CI is always greater than SI.
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Formulas:
- Simple Interest:
- Compound Interest:
Where = Principal, = Rate per annum, = Time in years.
Calculate the difference between the compound interest and the simple interest on a sum of at per annum for $2$ years.
Given:
- Principal () =
- Rate () =
- Time () = $2$ years
1. Calculate Simple Interest (SI):
2. Calculate Compound Interest (CI):
3. Difference:
Alternative Method (Short Trick for 2 years):
Answer: Rs. 50
Explain the concept of Depreciation and write the formula used to calculate the value of a machine after years.
Concept of Depreciation:
Depreciation refers to the decrease in the value of an asset (like machinery, vehicles, buildings, etc.) over time due to wear and tear, usage, or obsolescence. Unlike compound interest where value grows, depreciation works on the principle of compound decrease.
Formula:
If the present value of a machine is and it depreciates at a rate of per annum, then the value of the machine after years () is given by:
- : Original Value / Present Value
- : Rate of depreciation
- : Number of years
- : Depreciated Value (Scrap Value)
The population of a town increases by annually. If its present population is $160,000$, what will be its population after 2 years?
Given:
- Present Population () = $160,000$
- Growth Rate () = per annum
- Time () = $2$ years
Formula for Growth:
Calculation:
Answer: The population after 2 years will be 176,400.
Derive the generalized formula for the difference between Compound Interest and Simple Interest for a period of 2 years.
Let the Principal be , Rate of Interest be per annum, and Time be $2$ years.
1. Simple Interest () for 2 years:
2. Compound Interest () for 2 years:
Using :
3. Difference () between and :
The term cancels out.
Conclusion: The formula for the difference for 2 years is .
A scooter is bought at . Its value depreciates at the rate of per annum. What will be its value after 3 years?
Given:
- Initial Value () =
- Depreciation Rate () =
- Time () = $3$ years
Formula:
Calculation:
Answer: The value of the scooter after 3 years will be Rs. 29,160.
In a Blood Relation test, explain the standard symbols used to represent family trees (Male, Female, Sibling, Spouse, Generation gap).
In analytical reasoning regarding blood relations, diagrams are essential. The standard conventions are:
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Gender Representation:
- Male: Represented by a Square ( ) or a Plus sign ( ).
- Female: Represented by a Circle ( ) or a Minus sign ( ).
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Relationships:
- Married Couple (Spouse): Connected by a Double horizontal line ( ) or a double-headed arrow (). E.g., .
- Siblings (Brother/Sister): Connected by a Single horizontal line ( ). E.g., .
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Generations:
- Generation Gap: Represented by a Vertical line ( ).
- Parents are placed above the vertical line, and children are placed below it.
Example Structure:
- Father () --- Mother () (Double line)
- |
- Son () --- Daughter () (Single line)
Solve the following: Pointing to a photograph, a man said, "I have no brother or sister but that man's father is my father's son." Whose photograph was it?
Analysis:
- Speaker: A man.
- Constraint: "I have no brother or sister." -> This means the speaker is the only child of his parents.
- Phrase breakdown: "...my father's son."
- Since the speaker has no siblings, "my father's son" refers to the speaker himself.
- Substitution: Replace "my father's son" with "me" (the speaker) in the original sentence.
- Modified Sentence: "That man's father is me (the speaker)."
Deduction:
If the speaker is the father of the person in the photograph ("that man"), then the person in the photograph must be the speaker's son.
Answer: It was the photograph of his son.
Determine the direction: A man walks 5 km toward the South and then turns to the right. After walking 3 km, he turns to the left and walks 5 km. Now in which direction is he from the starting place?
Step-by-Step Movement:
- Start Point (A): The man starts at A.
- Move 1: Walks 5 km South to point B.
- Current Position: South of Start.
- Move 2: Turns Right from South. (Note: When facing South, a right turn is towards the West). Walks 3 km to point C.
- Current Position: South-West of Start.
- Move 3: Turns Left from West. (Note: When facing West, a left turn is towards the South). Walks 5 km to point D.
Final Analysis:
- The man is now significantly South of the starting point (5km + 5km = 10km South total).
- He is also West of the starting vertical line (3km West).
- Combining these vectors: He is in the South-West direction relative to the starting point.
Answer: South-West.
Compound interest on a certain sum for 2 years at per annum is . What would be the Simple Interest on the same sum for the same time and at the same rate?
Given:
- years
Step 1: Find the Principal () using the CI formula.
Step 2: Calculate Simple Interest ().
Answer: The Simple Interest is Rs. 400.
Discuss the 'Shadow Rules' in a Direction Sense test for Sunrise and Sunset.
Shadow Rules rely on the position of the sun relative to the cardinal directions.
1. At Sunrise (Morning):
- The Sun is in the East.
- Shadows fall towards the West.
- Rules:
- If a person faces North, their shadow falls to their Left.
- If a person faces South, their shadow falls to their Right.
- If a person faces East, their shadow falls Behind them.
- If a person faces West, their shadow falls in Front of them.
2. At Sunset (Evening):
- The Sun is in the West.
- Shadows fall towards the East.
- Rules:
- If a person faces North, their shadow falls to their Right.
- If a person faces South, their shadow falls to their Left.
- If a person faces East, their shadow falls in Front of them.
- If a person faces West, their shadow falls Behind them.
Note: At 12:00 Noon, the sun is vertically overhead, so there is no shadow (or it is vertically below the object).
If means A is the brother of B; means A is the sister of B and means A is the father of B. Which of the following means that C is the son of M?
Explain the logic.
Goal: Find the expression where C is the son of M.
- For C to be a son, C must be Male.
- M must be a parent (Mother or Father) of C.
Let's analyze standard patterns (assuming options were M - N x C + F or similar structure):
To show C is the son of M, the relationship chain must establish:
- M is a parent.
- C is the child.
- C is male.
Example Construction:
Consider the expression: M N + C (Wait, this makes M father of N, N brother of C. So M is father of C. Is C male?)
In many coded inequality problems, the gender of the last person is often unknown unless defined by a spouse relation.
Let's construct the correct specific chain: or .
However, usually, the question is provided with options. Since this is subjective, let's create the valid expression.
We need: Parent of (Male).
Expression:
- : M is father of N.
- : N is sister of C. (So M is father of C).
- : C is brother of D. (This confirms C is Male).
Conclusion: In the expression , M is the father of N, N is the sister of C, so M is the father of C. Since C is the brother of D, C is a male. Thus, C is the son of M.
A sum of money doubles itself at compound interest in 15 years. In how many years will it become eight times itself?
Concept: In Compound Interest, if a sum becomes times in years, it remains in a geometric progression.
Given:
- Sum becomes 2 times (Doubles) in 15 years.
Logic:
- Let Principal = .
- After 15 years Amount = .
- After next 15 years Amount = .
- After next 15 years Amount = .
Mathematical Approach:
We need $8$ times, i.e., .
So, we need the base to be .
Substituting the value of 2:
Answer: It takes 45 years to become eight times itself.
Explain how the frequency of compounding (Annual, Half-yearly, Quarterly) affects the total interest generated.
Concept: Compound interest depends on the frequency at which the interest is added back to the principal.
- Annually: Interest is calculated once a year. Rate = , Time = .
- Half-yearly: Interest is calculated every 6 months (2 times a year). The rate is halved () and time periods double ().
- Quarterly: Interest is calculated every 3 months (4 times a year). The rate is divided by 4 () and time periods quadruple ().
Effect:
- As the frequency of compounding increases, the interest is added to the principal more often.
- This leads to "interest on interest" being generated earlier and more frequently.
- Conclusion: For the same nominal rate and time period, Quarterly CI > Half-yearly CI > Annual CI. The Effective Annual Rate (EAR) increases with the frequency of compounding.
A girl leaves from her home. She first walks 30 meters in North-West direction and then 30 meters in South-West direction. Next, she walks 30 meters in South-East direction. Finally, she turns towards her house. In which direction is she moving?
Visualizing the Path:
- Start (Home - Origin): Let Home be at .
- Move 1 (NW): She moves 30m North-West. Let's call this point A.
- Move 2 (SW): From A, she moves 30m South-West. This is perpendicular to the first move (90 degrees left). She reaches point B.
- Geometrically, she has moved Left relative to the previous path.
- Move 3 (SE): From B, she moves 30m South-East. This is parallel to the first leg but in the opposite direction (or 90 degrees left from SW). She reaches point C.
Shape Analysis:
- The path forms three sides of a Rhombus (or Square, since angles are 90 degrees and sides are equal).
- Start NW SW SE.
- Point C is exactly North-East of the Home (Origin) if she were to close the loop, but actually, based on vector addition:
- Vector 1 (NW) cancels partially with Vector 3 (SE). Actually, visually, she traces a square path.
- Home A (NW)
- A B (SW) (Left of NW is SW)
- B C (SE) (Left of SW is SE)
- C is located North-East of the Home.
Final Move:
- She turns towards her house.
- She is currently at C (North-East of Home).
- To go back to Home, she must travel in the opposite direction of where she is.
- Opposite of North-East is North-East.
Wait, let's re-verify: Start NW SW (Result is due West of start) SE (Result is South of West point).
Actually, simpler logic: The path is a square tilted by 45 degrees.
Move 1: NW. Move 2: SW. Move 3: SE.
The 4th closing side of the square would be North-East to return to start.
Answer: She is moving in the North-East direction.
Q is the brother of R; P is the sister of Q; T is the brother of S; S is the daughter of R. Who are the cousins of Q?
Constructing the Family Tree:
- Q is brother of R: Q (Male) -- R (Gender unknown).
- P is sister of Q: P (Female) -- Q (Male) -- R. (P, Q, R are siblings).
- S is daughter of R: R is the parent of S (Female).
- T is brother of S: T (Male) -- S (Female). (T and S are children of R).
Analyzing Relationship with Q:
- Q is the brother of R.
- T and S are children of R.
- Therefore, Q is the Uncle of T and S.
Identifying Cousins:
- The question asks "Who are the cousins of Q?".
- Cousins belong to the same generation.
- We have info on P, Q, R (Siblings) and T, S (Nieces/Nephews).
- We do not have information about the children of P or Q, nor do we have information about the parents' siblings of Q.
Conclusion: Based strictly on the provided data, Q has no cousins mentioned in the group. T and S are his nephews/niece.
However, if the question meant "Who are the cousins of T?", the answer requires children of P or Q. If the question implies relationships:
Correction: Perhaps the question implies calculating the relationship of T and S.
Since the question asks "Who are the cousins of Q?", and no other family branches are defined, the answer is None or Data Inadequate.
(Standard interpretation in such exams: If no data exists, state relationships defined. Here, T and S are nephew/niece).
Detailed Answer: The data provided establishes Q as the uncle of T and S. No individuals in Q's generation (other than siblings P and R) are mentioned. Thus, no cousins can be identified.
What is the angle between the North-East direction and the South-South-West direction? Explain.
Understanding the Directions:
- North-East (NE): Located exactly between North () and East (). Angle = from North.
- South-South-West (SSW): This is midway between South () and South-West ().
- South is .
- South-West is .
- SSW = from North.
Calculating the Angle:
- Angle = Position of SSW - Position of NE
- Angle =
- Angle = .
Alternative Geometric Visualization:
- NE is clockwise from North.
- SW is directly opposite NE ( away).
- SSW is (half of $45$) counter-clockwise from South towards West.
- Angle NE to South = .
- South to SSW = .
- Total Angle = .
Answer: $157.5$ degrees.
Solve: A man invests for 3 years at p.a. compound interest reckoned yearly. Income tax at the rate of on the interest earned is deducted at the end of each year. Find the amount at the end of the third year.
Methodology: We must calculate interest for each year, deduct tax, and add the remaining interest to the principal for the next year.
Year 1:
- Tax = of
- Net Interest =
- Amount after Y1 () =
Year 2:
- Tax = of
- Net Interest =
- Amount after Y2 () =
Year 3:
- Tax = of
- Net Interest =
- Final Amount =
Answer: Rs. 5,624.32
Define the relationship between 'A' and 'B' if: A's mother is the only daughter of B's father. (Assuming B is Male).
Statement: "A's mother is the only daughter of B's father."
Breaking it down:
- "B's father": The father of B.
- "Only daughter of B's father":
- B has a father.
- Since B is specified as Male, B is the son.
- The "only daughter" must be B's sister.
- Substitution:
- "A's mother is [B's sister]."
Relationship:
- Since B's sister is A's mother, B is the brother of A's mother.
- Mother's brother is called Maternal Uncle.
Answer: B is the Maternal Uncle of A (and A is the Nephew/Niece of B).
A person walks 10m towards East, turns right and walks 10m, then turns left and walks 10m, then turns left again and walks 40m. What is the shortest distance between the starting point and the end point?
Coordinates Calculation (Start at 0,0):
- East 10m:
- Right Turn (South) 10m:
- Left Turn (East) 10m:
- Left Turn (North) 40m:
Final Coordinates:
Start Coordinates:
Shortest Distance (Hypotenuse):
Using Pythagoras Theorem ():
Answer: meters (approx 36.05m).