Unit 3 - Practice Quiz

FIN212

1 Which of the following best defines Capital Budgeting?

A. Planning for short-term working capital needs
B. The process of identifying, analyzing, and selecting investment projects whose returns are expected to extend beyond one year
C. The process of budgeting for administrative expenses
D. Analyzing the stock market trends for day trading

2 Which of the following is NOT a characteristic feature of capital budgeting decisions?

A. Involves large amounts of funds
B. Decisions are easily reversible without loss
C. Involves high risk and uncertainty
D. Long-term impact on profitability

3 Why are capital budgeting decisions considered critical for a firm?

A. They influence the firm's long-term growth and risk profile
B. They are required by tax authorities only
C. They deal exclusively with petty cash management
D. They have no impact on the competitive position of the firm

4 A decision to replace an old machine with a new, more efficient one is classified as which type of capital budgeting decision?

A. Expansion decision
B. Diversification decision
C. Replacement decision
D. Working capital decision

5 If a company has two projects, A and B, and accepting Project A implies that Project B cannot be accepted, these projects are known as:

A. Independent projects
B. Mutually exclusive projects
C. Contingent projects
D. Complementary projects

6 Which of the following represents a Sunk Cost in capital budgeting?

A. Future maintenance costs
B. Installation cost of new machinery
C. Cost of a feasibility study conducted last year
D. Working capital requirement

7 In capital budgeting, we should generally evaluate projects based on:

A. Incremental accounting profits
B. Incremental cash flows
C. Total accounting revenue
D. Total market share

8 Which of the following is an example of an Opportunity Cost in a capital budgeting project?

A. The cost of buying a new machine
B. The rent foregone on a factory building owned by the company if used for the new project
C. The depreciation on existing machinery
D. The utility bills for the new project

9 What is Capital Rationing?

A. A situation where a firm has unlimited funds to invest
B. A situation where a firm has a constraint on the amount of funds available for investment
C. The process of rationing raw materials
D. Government restrictions on capital imports

10 Which of the following is a Non-Discounting (Traditional) technique of capital budgeting?

A. Net Present Value (NPV)
B. Internal Rate of Return (IRR)
C. Payback Period
D. Profitability Index (PI)

11 The Payback Period is defined as:

A. The time required to recover the original investment cost from cash inflows
B. The time required for the project to become profitable in accounting terms
C. The useful life of the asset
D. The time until the Net Present Value becomes zero

12 If an investment of 25,000, what is the Payback Period?

A. 2 years
B. 3 years
C. 4 years
D. 5 years

13 Which of the following is a major limitation of the Payback Period method?

A. It is difficult to calculate
B. It ignores cash flows occurring after the payback period
C. It favors long-term projects
D. It considers the time value of money

14 The Accounting Rate of Return (ARR) is calculated using:

A. Cash flows before depreciation and tax
B. Cash flows after tax
C. Accounting profit after tax and depreciation
D. Net Present Value

15 What is the formula for Average Accounting Rate of Return (ARR)?

A.
B.
C.
D.

16 Under the ARR method, a project is accepted if:

A. The ARR is lower than the target rate
B. The ARR is higher than the minimum required rate of return
C. The Payback period is short
D. The NPV is positive

17 Which capital budgeting technique explicitly considers the Time Value of Money?

A. Payback Period
B. Accounting Rate of Return
C. Net Present Value (NPV)
D. Average Rate of Return

18 The formula for Net Present Value (NPV) is represented as:

A.
B.
C.
D.

19 Based on the NPV method, a project should be accepted if:

A.
B.
C.
D.

20 If the NPV of a project is zero, it means:

A. The project generates no cash flows
B. The project earns a return exactly equal to the cost of capital
C. The project should definitely be rejected
D. The project is making a loss

21 Which discounting technique gives the rate of return that equates the present value of cash inflows to the initial investment?

A. Net Present Value (NPV)
B. Internal Rate of Return (IRR)
C. Profitability Index (PI)
D. Modified Internal Rate of Return (MIRR)

22 Under the Internal Rate of Return (IRR) method, a project is accepted if:

A.
B.
C.
D.

23 The Profitability Index (PI) is also known as:

A. Benefit-Cost Ratio
B. Return on Investment
C. Liquidity Ratio
D. Margin of Safety

24 The formula for Profitability Index (PI) is:

A.
B.
C.
D.

25 A project is acceptable according to the Profitability Index (PI) if:

A.
B.
C.
D.

26 Which method assumes that intermediate cash flows are reinvested at the Cost of Capital?

A. Internal Rate of Return (IRR)
B. Net Present Value (NPV)
C. Accounting Rate of Return (ARR)
D. Payback Period

27 Which method assumes that intermediate cash flows are reinvested at the Internal Rate of Return (IRR)?

A. Net Present Value (NPV)
B. Internal Rate of Return (IRR)
C. Profitability Index (PI)
D. Payback Period

28 When comparing two mutually exclusive projects with different scales of investment, which method is theoretically the best to maximize shareholder wealth?

A. IRR
B. NPV
C. Payback Period
D. ARR

29 If the NPV is positive, the PI will be:

A. Less than 1
B. Equal to 1
C. Greater than 1
D. Equal to 0

30 Which technique is considered the Discounted Payback Period?

A. The time taken to recover investment using undiscounted cash flows
B. The time taken to recover investment using present value of cash flows
C. The time taken to double the investment
D. The time taken for NPV to equal IRR

31 Which of the following cash flows should generally be ignored in a capital budgeting analysis?

A. Salvage value
B. Opportunity costs
C. Sunk costs
D. Initial working capital requirement

32 Depreciation is a non-cash expense. How is it treated in determining cash flows for NPV?

A. It is completely ignored
B. It is subtracted from profit and not added back
C. It is used to calculate tax savings (tax shield) and then added back to Net Profit
D. It is treated as a cash inflow directly

33 Which discount rate is typically used in NPV calculations?

A. Risk-free rate
B. Coupon rate of bonds
C. Weighted Average Cost of Capital (WACC)
D. Bank deposit rate

34 In the case of conventional cash flows (outflow followed by inflows), the relationship between NPV and the Discount Rate is:

A. Direct (Positive)
B. Inverse (Negative)
C. No relationship
D. Exponentially increasing

35 A project has an initial cost of 120 in one year. If the cost of capital is 10%, what is the NPV?

A. $9.09
B. $20
C. $10
D.

36 Why is the NPV method generally preferred over the IRR method?

A. NPV is easier to calculate manually
B. NPV is a percentage, which is easier to understand
C. NPV assumes a more realistic reinvestment rate and maximizes shareholder wealth
D. NPV ignores the size of the project

37 Multiple IRRs can occur when:

A. The project has very high returns
B. The cash flow stream implies conventional cash flows
C. The signs of the cash flows change more than once (Non-conventional cash flows)
D. The discount rate is zero

38 What is the Terminal Cash Flow?

A. The first cash flow of the project
B. The cash flow generated in the middle of the project
C. The cash flow resulting from the disposal of the asset at the end of the project
D. The total of all cash flows

39 In capital budgeting, Working Capital is typically treated as:

A. A sunk cost
B. An outflow at the beginning and an inflow at the end of the project
C. An expense that is never recovered
D. A non-cash item

40 Which of the following ignores the Salvage Value of an asset?

A. NPV
B. IRR
C. PI
D. Standard Payback Period (usually)

41 The process of post-audit or feedback in capital budgeting involves:

A. Calculating the tax liability
B. Comparing actual results with predicted results after project implementation
C. Selecting the discount rate
D. Estimating the initial cost

42 If the Profitability Index is 1.2, it implies that:

A. The project returns 20 cents in present value for every dollar invested
B. The project returns $1.20 in nominal value
C. The project has a negative NPV
D. The project loses 20% of value

43 What happens to the IRR if the Cost of Capital increases?

A. IRR increases
B. IRR decreases
C. IRR remains constant
D. IRR becomes zero

44 In a decision between two mutually exclusive projects, Project A has a higher IRR, but Project B has a higher NPV. Which should be chosen?

A. Project A
B. Project B
C. Both
D. Neither

45 Which technique is easiest for non-financial managers to understand regarding how fast they get their money back?

A. IRR
B. NPV
C. Payback Period
D. Discounted Cash Flow

46 A key difference between Cash Flows and Accounting Profit is:

A. Accounting profit includes non-cash charges like depreciation; Cash flows do not (or add them back)
B. Cash flows include depreciation; Profit does not
C. There is no difference
D. Profit is always higher than cash flow

47 If a project has conventional cash flows and a positive NPV, the IRR must be:

A. Greater than the cost of capital
B. Less than the cost of capital
C. Equal to the cost of capital
D. Negative

48 The Discounted Payback Period will always be __ than the Simple Payback Period (assuming positive discount rate).

A. Shorter
B. Longer
C. The same
D. Unrelated

49 Capital Budgeting is also known as:

A. Investment Decision Making
B. Dividend Policy
C. Capital Structure Planning
D. Inventory Management

50 Which of the following represents the correct order of the Capital Budgeting Process?

A. Selection -> Analysis -> Identification -> Implementation
B. Identification -> Analysis -> Selection -> Implementation -> Review
C. Implementation -> Selection -> Analysis -> Review
D. Review -> Identification -> Selection -> Analysis